Your Financial Health Check and Outlook for 2025
Your Financial Health Check and Outlook for 2025 Australia’s economy is expected to navigate an interesting landscape in 2025. With global economic uncertainties and inflation pressures, the Reserve Bank of Australia (RBA) might continue its careful balancing act with interest rates. Nonetheless, experts predict that the RBA may adjust or slightly even lower rates to […]
The Journey with your Finance Broker
Your Journey with a Finance Broker: The Importance of Long-Term Relationships Have you ever wondered why your finance broker is reaching out to you six months after you’ve settled into your new property? The answer is simple: a finance broker is with you for life. You’ve just achieved the dream of homeownership, thanks to your […]
What is Refinancing and when should you do it?
As a homeowner with a mortgage, chances are you’ve heard of the term ‘refinancing’. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender, who can better meet your current needs, wants and circumstances. Refinancing can be a strategy to secure a lower interest rate, switch to a different type of […]
Tips for securing a Business Loan
Tips for securing a business loan Securing a business loan isn’t necessarily difficult but knowing how to navigate your way can be the difference between success and failure. Banks and other financial institutions offer a wide range of business finance options, from commercial property loans, commercial vehicle leases, and commercial and equipment leases, to simpler […]
Home Loan Health Check
When was your last home loan health check? Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you’re paying too much. What’s involved? Your finance broker can do a full home loan health check for you either in person or over the phone. […]
Clawback – As a client how can you help?
Clawbacks can have a significant impact on mortgage brokers. If a borrower repays or refinances their loan within a certain period of time (typically within first 12 to 24 months), the lender may require the broker to repay some or all of the commission that they earned on the loan (dependent on time period). The […]
What happens when your fixed rate term ends
Fixed rate terms last for a set period of time that is prearranged between you and your lender. Fixed rate periods last between one and five years. When your fixed rate term ends, your loan will usually revert automatically to the standard variable interest rate unless you have provided instructions to refix your loan. As […]